You might request a Statement of Account, that will simplify each time re re payment had been last made. Physically i’d be inclined to pass through on your own ex’s address – it’s his mess, why should you protect him from this?
You might like to ask a debt adviser that will help you draw up money & spending sheet so you may pass that about the bank – which will probably show you’ll find nothing become gained from pursuing you.
Dear Sara and Debt Camel, you’ve got a wonderful website and many thanks for the data you’ve got generously shared. My question is the immediate following: We have just lately got a duplicate of my credit report and I also see an individual post of a defaulted debt that is assumed Hoist Portfolio 2 (presume debt collector agency) given that owner. Your debt from the file is though registered in http://www.cartitleloansplus.com the extremely old target where We have perhaps not been for three years or maybe more. Can they issue County Court page and simply just take me personally to court with that target? (meaning that i’d never ever have the page and so immediately get given by having a CCJ for perhaps not showing up to contest …….. when I will have not a way of once you understand when they just take us to court. )
Thank you Julie
Sara (Financial Obligation Camel) says
Ys, the creditor might get yourself a CCJ with your old target. It is possible to use for it become put aside when you have a defence with a fair possibility of success, this put aside application will definitely cost ВЈ255.
We went along to court over a financial obligation that was being chased by MKDP, it absolutely was unverified therefore the judge ruled in my own favor. Nonetheless, 2 yrs later on and debt that is several later and I also have always been still being pursued. We had written and told the initial one the facts,they never ever reacted and today we have simply exposed a 2nd letter from an alternative one and they’re the latest owners. (más…)